The short answer: You do not have to see a doctor that accepts Medicare or your insurance.
Independent primary care physicians can not only care for you, but they can also refer you to specialists and facilities for diagnostic testing (labs, imaging, etc.).
Frustrated with the ever-increasing cost of health insurance?
Are you a freelancer, self-employed, or a business owner responsible for your own health insurance?
Do you have a high-deductible health plan (HDHP) and feel like you are just throwing money away every month?
Would you like to have more control over your health care dollar?
Health-share and cost-share options are a viable alternative to traditional health insurance. With reasonable Initial Unshared Amounts (IUA), similar to a deductible, available for as low as $500, and monthly contributions in the $450-650 range for a family of 4, families and individuals are able to save over 50% over traditional health insurance. Plus, one gains the liberty to choose their own doctor, specialist, imaging center, lab, and pharmacy — putting you in the driver’s seat when it comes to directing your health care.
In Reno, there are very few choices when it comes to healthcare. One of the largest healthcare systems in Northern Nevada is Renown. With the recent news that Renown Healthcare was possibly going to stop accepting Anthem Blue Cross (BCBS) insurance effective August 1st, 2019, many were faced with the possibility that they may “lose” their doctor. This is disheartening and certainly provoked anger and/or anxiety. However, this also sheds light on the deeper issues that exist within the insurance-driven U.S. healthcare system.
Navigating one’s healthcare options for the family can be frustrating, to say the least. Costly traditional insurance routes leave one feeling little more than being “covered”, and certainly a little less in the bank account. With direct primary care (DPC), paired with a high-deductible health savings plan, or a health sharing program, the family may receive care without barriers or additional cost. The end result is significant savings. With open enrollment season upon us, consider alternatives to the standard insurance plan offerings.