Navigating one's healthcare options for the family can be frustrating, to say the least. Costly traditional insurance routes leave one feeling little more than being "covered", and certainly a little less in the bank account. With direct primary care (DPC), paired with a high-deductible health savings plan, or a health sharing program, the family may receive care without barriers or additional cost. The end result is significant savings. With open enrollment season upon us, consider alternatives to the standard insurance plan offerings.